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	<title>Feratik &#187; Saving</title>
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	<link>http://www.feratik.com</link>
	<description>That&#039;s the thing. We share about finance.</description>
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		<title>Do You Pay Yourself?</title>
		<link>http://www.feratik.com/do-you-pay-yourself</link>
		<comments>http://www.feratik.com/do-you-pay-yourself#comments</comments>
		<pubDate>Sat, 01 May 2010 03:34:02 +0000</pubDate>
		<dc:creator>Feratik</dc:creator>
				<category><![CDATA[Saving]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[saving and investment]]></category>

		<guid isPermaLink="false">http://www.feratik.com/?p=394</guid>
		<description><![CDATA[A typical scenario is that you get your salary. When you have recovered from the shock at how little is left after taxes, continue to divide it between all of your bills bills, meant to put that behind in your savings.
But there never seems to be nothing left and the savings you will not grow.
 [...]]]></description>
			<content:encoded><![CDATA[<p>A typical scenario is that you get your salary. When you have recovered from the shock at how little is left after taxes, continue to divide it between all of your bills bills, meant to put that behind in your savings.</p>
<p>But there never seems to be nothing left and the savings you will not grow.</p>
<p><img class="imgleft" src="http://www.a-debt-free-life.com/image-files/money_stack_lr.jpg" alt="" width="251" height="167" /> A better plan is to pay yourself first. Do not let the money into your hands. You may find that you really start to grow your savings more quickly this way.</p>
<p>If you work for an employer with a 401K plan, the first thing you should do is to fund to the max. If you are not able to do so, at least put enough to get the full display of employer contributions.</p>
<p>These investments are made before tax. greater investment and the contribution of entrepreneurs to grow rapidly.</p>
<p>Then a broker or company reksadana debit your bank account each month. This money must first go to the IRA &#8211; if you have five or more years to go to pensiun, making a Roth IRA.</p>
<p>Then a few more dollars charged to go into a fund, a low cost without the burden together. The younger you are, your choice can be more aggressive funds.</p>
<p>After that done, then find a way to pay bills and living costs. If money tight, reducing the cost of your life and use the extra money to pay your debts.</p>
<p><span id="more-394"></span>Start with the lowest balances first. Once the debt is paid, take the amount of money you pay for the debt payments, and add it to the next lower debt balances. Continue to do this and you can be completely debt free in five to seven years.</p>
<p>Other versions of this method is to pay the highest interest debt first. The school principal is the same, you just see a lot of progress over the first method, although more expensive based on how your debt is distributed.</p>
<p>(If you do not believe, for the major version of Microsoft Money or Quicken, and using the &#8220;Debt Reduction module. You will be surprised at how much money you&#8217;ll save and how quickly you can eliminate debt this way.)</p>
<p>The idea is to prudent to sacrifice your current lifestyle, while leaving your savings to grow and your debt decreases.</p>
<p>I know a lot of people who read this will cry out that this is a story that is impossible. But so do the power will be small and the ability to delay satisfaction for a while.</p>
<p>The problem is that if you do not do this, your future will become very bleak.</p>
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		<title>Save Money When Buying Truck Accessories</title>
		<link>http://www.feratik.com/save-money-when-buying-truck-accessories</link>
		<comments>http://www.feratik.com/save-money-when-buying-truck-accessories#comments</comments>
		<pubDate>Tue, 20 Apr 2010 06:02:54 +0000</pubDate>
		<dc:creator>Feratik</dc:creator>
				<category><![CDATA[Saving]]></category>
		<category><![CDATA[dodge truck accessories]]></category>

		<guid isPermaLink="false">http://www.feratik.com/?p=352</guid>
		<description><![CDATA[Are you looking to kick a certain look and performance of your truck notch! Are you frustrated with the lack of choice or selection that your local distributor provide? It&#8217;s the world of products out there just waiting for you &#8211; we talk of the exterior from interior, lights to suspension, and anything in between. [...]]]></description>
			<content:encoded><![CDATA[<p>Are you looking to kick a certain look and performance of your truck notch! Are you frustrated with the lack of choice or selection that your local distributor provide? It&#8217;s the world of products out there just waiting for you &#8211; we talk of the exterior from interior, lights to suspension, and anything in between. In this article, we will show you where to find custom truck accessories will give your truck a qualified opinion and performance.</p>
<p><img class="imgright" src="http://www.realtruck.com/images/products/2613/stampede_military_hood_shield.jpg" alt="" width="250" height="165" /> When searching for <a href="http://www.realtruck.com" target="_blank">dodge truck accessories</a>, it is important that you find a reliable source. If you have friends or colleagues who you believe can give some tips, this can save you. Word of mouth tends to be a very strong marketing tool, and contacts will be in doubt as to give the wrong tip.</p>
<p>Now you know where to find dodge truck accessories, what you waiting for? You do not grow up a young, right? So come out and get shopping for the items you most need to convert your truck into complete monster.</p>
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		<title>How to increase or boost your saving?</title>
		<link>http://www.feratik.com/how-to-increase-or-boost-your-saving</link>
		<comments>http://www.feratik.com/how-to-increase-or-boost-your-saving#comments</comments>
		<pubDate>Tue, 24 Nov 2009 16:21:24 +0000</pubDate>
		<dc:creator>Feratik</dc:creator>
				<category><![CDATA[Saving]]></category>
		<category><![CDATA[Wealth Building]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[smart management of money]]></category>

		<guid isPermaLink="false">http://www.feratik.com/?p=163</guid>
		<description><![CDATA[Saving is one of the most important things in your life. Saving is actually very-very good if we can start from child. We must teach our child on how to save money. Saving will help you on managing your money from now to future. We wouldn’t know what will happen to our future life right? [...]]]></description>
			<content:encoded><![CDATA[<p>Saving is one of the most important things in your life. Saving is actually very-very good if we can start from child. We must teach our child on how to save money. Saving will help you on managing your money from now to future. We wouldn’t know what will happen to our future life right? Maybe we will need money for our education, medical, buying assets and etc. So, let’s check out how to boost your saving start from now. We can start with simple, common sense principle of smart management of money.</p>
<p><strong>Don’t keep yourself with much cash!</strong><br />
Keeping much cash sometimes will make you want to use it to buy something even it is not necessary. Keeping large of money sometimes will make you loose because keeping in bank will much safer. Besides, you’ll get dividend from the money that you keep in the bank. So, this is one step of how to boost your saving for your future.</p>
<p><strong>Please don’t pay your bill earlier</strong><br />
Sometimes people might think that paying bills earlier will make their money management in control. They also think that paying bills late will cause them in uncontrollable because sometimes their money almost finish. However, they don’t know that paying bills before the due date won’t improve their credit standing. What you can do is paying bills close to the due date or on the due date. The benefit of this, you can decrease your interest and also let you money grow in the bank account first!</p>
<p><strong>Don’t have more taxes withheld than you owe</strong><br />
Please make sure that don’t pay taxes over than what you owe. And do not owe too much until you have no saving, Many people prefer to avoid taxes by spending too much. So, try to avoid large tax bill or to accumulate the refund. Those excess of money withholding could be putting to work earning interest. So, there will be left over after your taxes are paid. However, keep watch of what you spending at.</p>
<p><strong>Gets maximum from saving</strong><br />
Try to deposit your cash as soon as possible.  It will help you to get dividend from what you save. Deposit you cash late will bring huge different. As your income grows, the payoff will grow along with it.</p>
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